In Denmark only a few types of insurance are required by law, while others are optional.
Certain types of insurance in Denmark are required by law. Compulsory insurance in Denmark:
- Third-party/liability insurance if you own a car, motorcycle, scooter, or moped
- Fully comprehensive motor insurance if you have borrowed money to finance the purchase of a motor vehicle
- A dog-owner’s third-party insurance if you own a dog
- A horse-owner’s third-party insurance if you own a horse
- A fire insurance for buildings if you are a homeowner with a loan secured against your house
It may be a good idea, however, to also buy other types of insurance. Optional types of insurance include:
- Home content insurance (combined contents and liability insurance)
- Building insurance if you are a homeowner (usually combined with fire insurance for buildings)
- Fully comprehensive motor insurance (usually combined with compulsory third-party motor liability insurance)
- Personal accident insurance
- Life and pension insurance
- Health and/or medical expense insurance
Discuss with your insurance company what types of insurance are right for you and your family.
Read more about insurance in Denmark.